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Learn more about the legwork that goes into the title search. With over ten complete steps, securing title insurance is necessary to protect your investment.

What Happens During a Title Search?

April 27, 2017

Learn more about the process of a title search.  

When you receive the keys to your new home, you may already have an idea about the work that goes into a successful closing. However, few new homeowners understand the process of searching and underwriting a title insurance policy. This is one part of your closing that can prove invaluable down the road! 

Here are the basics of a title search: 

  1. Escrow officer opens title order with Fidelity Title Unit 

  1. Customer service verifies legal and vesting if needed 

  1. Title search started in Fidelity Title Plant 

  • Searcher examines chain and general index 

  • The required documents are printed 

  • Engineering department prepares maps 

  • Tax/bond searches are prepared 

  • Homeowners’ association ordered 

  1. Examiner examines complete search package and writes preliminary title report 

  1. Processing department types up a preliminary title report 

  1. Preliminary report is delivered to escrow and lender 

  1. New documents/demands are submitted to the Title Unit 

  1. Escrow authorizes recording 

  1. Documents are recorded, demands are paid, funds are disbursed 

  1. Title policies are typed, reviewed, and mailed with an invoice to customer 

Clearly, a lot of legwork goes into the title search. The data collected through this search not only gives the buyer peace of mind regarding the property they’re purchasing, but it also helps to reduce the risk of title problems arising in the future. This makes a title insurance policy a valuable investment towards protecting an even greater investment – your home! To learn more about securing a reliable policy for your needs, contact your Sales Executive at Fidelity National Title today.